Jim Samuel's Newsletter

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A HOME OF YOUR OWN

At any stage of life - whether you're settling down, starting a family, growing your family, have kids moving out, thinking about retirement - a home is essential. It's a place to call your own, a place to retreat from the world and even an investment vehicle. But home ownership concerns change as you transition from your first home to your last... more

ZZZZZZZZ....SNNNNOOORKKK!!!!!

Are you tired of waking to your spouse's snoring... or (the horror!) your own snores? 30-40% of folks over the age of 30 snore, so you are not alone... more

A PENNY SAVED...

Millionaires didn't get where they are by spending their money wildly. Many are in fact very frugal. You can learn to spend and save wisely as well - with the help of these free e-newsletters... more

EXPLORE, CREATE & GROW

Brighten up your family's next dreary winter weekend through exploration of international crafts. Whether you'd like to create origami, color maps or learn about hats, you'll find something for everyone... more

PORK APPETIZER MEATBALLS

Really simple and really delicious - and you may already have everything you need in your own freezer and pantry... more

YOU CAN FIND THE TIME!

Visit these websites to learn where your time flies through interactive calculators, save yourself time through keyboard shortcuts and more... more

"Christmas waves a magic wand over this world, and behold, everything is softer and more beautiful."

Norman Vincent Peale
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"He who has not Christmas in his heart will never find it under a tree."

Roy L. Smith
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"Our hearts grow tender with childhood memories and love of kindred, and we are better throughout the year for having, in spirit, become a child again at Christmas time."

Laura Ingalls Wilder
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"I have always thought of Christmas time as a good time; a kind, forgiving, charitable, pleasant time; the only time I know of, in the long calendar of the year, when men and women seem by one consent to open their shut-up hearts freely."

Charles Dickens
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